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Are you a teen who would like to get more organized and have a better understanding of money and how to use it so you can be in charge of your own life? Then this is the place for you. Find mentors to help you develop your passion filled career. Get information to make your transition to college a little bit more easier. To get started go here.

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Set your wee ones up for a life less complicated. Give them the gift of knowledge you wish you had when you were their age. Did you know that if an 8 year old saved just 10% of every dollar they ever earned, were given, or picked up off a sidewalk they could retire by age 45 on compound interest alone? Well, it's true! One can not survive on savings alone however because inflation is quick to follow. Get them started on the right track here.

You Should Know- There Are 7 Major Types of Identity Theft

When people hear the words 'identity theft' they usually think of credit reports and bank accounts, and those famous and funny credit card commercials.Financial identity theft is not the only way your identity can be stolen. 

1.Financial Identity Theft- the type everyone thinks about when they hear the words Identity Theft.

2.Medical Identity Theft- This type of identity theft can kill you! Someone may have used your identity to receive medical treatment. If you are rushed to the emergency room unconscious how could you possibly tell them your correct blood type? Our services help catch issues like this before it becomes life threatening.

3.Criminal Identity Theft- When a criminal uses your name and information when they are booked and released for a crime, that YOU did not commit.

4.Driver's License/ID Identity Theft- Easiest one to occur via lost or stolen purse or wallet. Your IDs are then sold to people who look like you and can use your license to obtain social security cards etc. in your name. This also applies to work style IDs with fob entry to restricted areas.

5.Social Security Identity Theft- Easiest way for a criminal to not pay taxes.

6.Synthetic Identity Theft-This is the (latest thing) in the identity theft world. The thief will take parts of information from many victims and combine it to make a whole 'new' person.

7.Child Identity Theft- Kids are a great identity to steal as they do not start checking their credit reports until they start working around 16 years old or turn 18 and are a legal adult. The thief in these cases is almost always a family member or close friend. The thief hopes that the relationship established with the child's parents will prevent charges being filed against them.

Identity Theft:

Each year it happens to countless victims who innocently give their credit cards to servers in restaurants.

Even if you are cautious when making an ATM transaction, identity thieves can be watching you type in your PIN or rig a bank machine to copy your bank card.

Shredding may not be enough to keep dumpster divers from finding copies of your checks, credit card statements and other personal paperwork that leads to identity theft.

It's not just on-line purchases that are vulnerable to identity theft. In fact, online transactions are a small majority of identity fraud cases.

You should know that identity theft happens every day to people from all walks of life. What can you do to combat this crime? The Identity Theft ShieldSM provides a suite of services designed with detection and RESTORATION in mind. Our competitors focus on detection, like what your credit card company may offer, we want to restore your name to where it was before the issue occurred!


Marketed by: Legal Shield, Inc. - With more than 30 years of providing legal rights protection to over 1.5 million families, Legal Shield is a pioneer of the prepaid legal concept in North America.

Services provided by: Kroll Inc. - The world's leading risk consulting company.

Estate- n. Everything that you own at your passing after payment of debts and taxes. You will make decisions regarding the percentage share of your estate that you wish to give to your beneficiaries. And if you wish, you may leave specific items of property (car, investments, heirlooms, etc.) or sums of money to your beneficiaries.

Executor- n. (also Personal Representative) The person appointed in a Will by the testator (person making the Will) to carry out the terms of the Will.

Fiduciary Bond- n. A type of surety bond required by the court to be filed by executors, guardians, etc., to ensure proper performance of their duties as an executor. Typically waived, especially wen a spouse or family member is appointed executor. 

Guardian- n. A person lawfully invested with the power, and charged with the duty, of taking care of the person who is incapable of doing so because of age or other incapacity. Certain states do not allow anyone other than a biological parent to be appointed as guardian of minor children in the event of one parent's death. Please call your Provider Law Firm for instructions for your state.Note: Louisiana residents: Although the provision in a Will providing for a guardian of minor children is not binding in your state, it is highly persuasive in a proceeding for the appointment of a guardian and should be included in the Will of any person with minor children.

Health Care Power Attorney- n. A legal document appointing a person the authority to make health care decisions on another person's behalf.

Joint Tenants with Right of Survivorship- n. A single property owned by two or more persons, under one title, with equal rights to the property. At the death of one joint tenant, the property transfers to the surviving tenant. 

Living Will- n. see Physician's Directive

Peace of Mind- n. The wonderful feeling you get as a Legal Shield member, after having your Will prepared by a qualified law firm at a resonable price. 

Personal Representative- n. see Executor

Physician's Directive- n. ( also Living Will) A legal document containing instructions for physicians regarding your life-support preferences.

Probate- n. The judicial determination of the validity of a Will.

Trustee- n. A person appointed to manage the financial affairs of the one who is legally incapable of doing so because of age or incapacity. 

Will- n. A document which provides who is to receive your property, who will administer your estate, who will serve as guardian of your children, if applicable, and other provisions.

To find out about free will preparation go here.