Disclosure Policy

This policy is valid as of December 2014

Accuracy of Information Disclaimer

Information is evolving faster than we ever thought possible. Although, I try to keep my site as up to date as possible there can be a slip up here or there or something that just has not had that opportunity to be addressed yet. It is possible that things may become out of date or no longer relevant. Websites change names, ownership or go out of business completely. Offices move and so do the people who run them. Should you find information that is not accurate at the time you are reading it feel free to do me a solid and give me a heads up on my Contact page.


Blog Content Disclaimer

 This website and blog herein accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation. But, only does so for brands I know, like , and trust . Most of the time I (Nicole Bienfang) am a user of the goods or service myself and seek out opportunities to affiliate or get promotion codes to benefit my readers.This site features multiple blogs some of which are  collaborative efforts written by various individuals often leaders in their industry.  Affiliating with various companies that provide amazing and or low cost products and services is my way of keeping the overhead of this site low as well as giving my clients and readers the most bang for the buck when it comes to the products and services I myself provide. Furthermore it provides more opportunities for me to offer my services to low income or otherwise needy individuals and families.

 The compensation received may influence the advertising content, topics or posts made in this blog, but as you will see it remains on topic of the issues addressed. That content, advertising space or post may not always be identified as paid or sponsored content. I only provide my clients and readers with the best products and services as a means to give them the results they desire.

The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for (our) posts or advertisements, (we) always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

Comments & Discussion Disclaimer

I (Nicole Bienfang) welcome your opinions, but let’s keep it civil. Like many businesses, I as well as any staff or interns reserve the right to refuse service (or Buzz Bucks) to anyone. Buzz Bucks may be deducted due to bad behavior on this site. In my case, that means those who communicate by name-calling,  using racism, using words designed to hurt others or generally acting like an uninformed bully. Also, comments that include links to email addresses or commercial websites typically aren't posted, unless they are delivering value to my clients and readers and are not merely shameless self-promotion. 


Credentials Disclaimer

I am not a financial expert, lawyer or accountant however I do offer information and guidance on this site that pertains to all of those categories. A lot of the information provided here I learned the hard way and wanted to prevent others from the same level of heartache and frustration I went through. My sole goal is to provide valuable, timely information that changes your life and eliminates the "noise" so often found on the internet. If you would like to learn more about my background please review the information given on the About Nicole page as well as on my Linkedin profile although a resume hardly gives anyone a good glimpse into ones life experiences.


Earnings Disclaimer

I don't believe in get rich programs - only in hard work, adding value and serving others. My programs are intended to help live a lifestyle made of your own design and share your message with a wider audience in order to make a difference in the world while reaching your dreams. As stipulated by law, I can not and do not make any guarantees about your ability to get results or earn any money with the ideas, information, tools or strategies shared on this site. I don't know you and, besides, your results in life are up to you. Agreed? I just want to help by giving great content, direction and strategies that move you forward towards your goals. Nothing on this page or any of my websites is a promise or guarantee of results or future earnings, and I do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of my sites, are simply estimates or projections, and should not be considered exact, actual or as a promise of potential earnings - all numbers are illustrative only. It's all the regular legal mumbo jumbo but I feel transparency is important and I hold myself (and you) to a high standard of integrity. Thanks for stopping by. Remember I'm always here for you, so drop me a note on the Contact page whenever you are so inclined. :)


Elevator Pitch Disclaimer

Being the owner of www.nicolebienfang.com I reserve the right to remove any inappropriate pitches. This may include posts or businesses perceived as spam, a scam, or posted by a person who is known to have committed fraud. If a pitch is removed the original poster will not be warned nor given notice and may be banned from being a member of the website.


Meme/Viral Video Disclaimer

Many memes and viral videos found on the site were crowd-sourced. Should a meme or viral video not have a name or a contact, the original artist or author is unknown. If you know the originator of any meme or viral video please submit that information via the Contact page and it will be updated as soon as possible.



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